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TRADES & CONTRACTORS

Contractor Payment Processing

Get paid when the job is done, not weeks later. Take deposits, send invoices, and collect on the job site with payments built for how contractors work.

WHO WE SERVE

Built for businesses like yours.

From general contractors to fabrication & machine shops, we set up payments around the way your business actually runs.

General Contractors

Deposits, progress payments, and final balances in one place.

Electricians

Get paid on site the moment the work is signed off.

Plumbers

Take payment at the customer’s door, day or night.

HVAC

Collect for service calls, installs, and maintenance plans.

Roofing

Take deposits up front and collect the balance on completion.

Landscaping

Recurring billing for regular service, plus one-time projects.

Painting

Invoice and get paid without waiting on a check.

Construction

Handle large payments with clear, low-cost processing.

Handyman Services

Quick, simple payments for small jobs and repeat customers.

Fabrication & Machine Shops

Take deposits and payments for custom and repeat orders.

BUILT FOR THE JOB

From estimate
to final invoice.

Collect the deposit, bill in stages, and close out the balance without chasing a check.

DEPOSITS & PROGRESS BILLING
Take deposits up front and bill in stages with a card on file.
INVOICE & PAY-BY-LINK
Send an invoice or payment link and get paid without the follow-up call.
ON-SITE & MOBILE
Charge at the job site or the customer’s door.
LOWER COSTS ON BIG JOBS
Processing set up to keep costs down on large business-to-business payments.
WORKS WITH QUICKBOOKS
Keep payments and your books in sync.

Deposits and Progress Billing

Take a deposit when the contract is signed, bill at each milestone and collect the final balance at walkthrough, all on a card stored securely with the customer’s permission.

Commercial Jobs and Corporate Cards

General contractors and subcontractors are often paid with business and purchasing cards. Passing invoice data with those sales can lower interchange on eligible cards. B2B payment processing.

Large Jobs Without Payment Holds

Roofing, HVAC and remodeling jobs can run well above a typical card sale. We set processing limits around your real job sizes during underwriting. High-ticket merchant accounts.

RECOMMENDED FOR TRADES

One setup.
Office, truck, and job site.

CLOVER FLEXCharge on site the moment the work is signed off.
CLOVER GOA pocket-size reader that pairs with your phone.
VIRTUAL TERMINALInvoices, pay-by-link, and phone payments from the office.
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FUNDING & PRICING

Get paid faster. Pay less to get paid.

Faster access to your money, and pricing built around your business.

SAME-DAY FUNDINGAccess today’s card sales today, so cash is ready when you need it.
NEXT-DAY FUNDINGDeposits land in your account the next business day.
DUAL PRICINGShow a cash price and a card price to offset what you pay in processing.
CUSTOMIZED PRICINGPricing built around your volume and how you take payments. No one-size rate sheet.

Funding availability and timing subject to eligibility, processing platform, batch times, banking institution, and holidays.

Contractor Payment Processing FAQs

Can I take payment at the job site?

Yes. Clover Flex with LTE or a Clover Go reader lets you take a card on site and email or print a receipt.

Can customers pay invoices online?

Yes. Send an invoice or payment link and get paid by card without a follow-up call. Virtual terminal.

Does it work with QuickBooks?

Yes. Payments can sync with QuickBooks so deposits match your invoices.

Can I pass on the cost of card acceptance?

Depending on your state and card brand rules, dual pricing or a surcharge program can offset processing costs. We’ll walk through what applies to you.

BUILT AROUND YOUR WORK

Finish the job. Get paid.

Tell us how you invoice and collect today and we’ll build the payment setup around it.